Health and welfare benefits plans enable small businesses to support their workforce with comprehensive coverage options, including medical, dental, vision and other essential benefits. Connect & Simplify, offered through The Benefit Companies, makes it easy to in-source experienced professionals to design and manage employee benefits plans built around your goals.
We help Wisconsin employers of many sizes meet compliance standards, reduce administrative burden and retain top talent with one simplified platform.
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According to the U.S. Department of Labor, an employee welfare benefit plan is a group health plan maintained by an employer that provides medical care for participants or their dependents. Health and welfare benefits plans combine core health coverage and supplemental offerings, often supporting employee well-being through medical, dental, vision, disability and long-term care options. Employers can sponsor all or part of the benefits with voluntary add-ons, giving employees more flexibility:
Health insurance
Dental insurance
Vision insurance
Life/AD&D insurance
Short term disabilityLong term disability
Health savings accounts
Flexible spending accounts
Health reimbursement arrangementA well-designed health and welfare benefits plan helps employers stay competitive, meet compliance requirements and give employees the protection they need—all while simplifying administration through a single platform.
Connect & Simplify gives Wisconsin employers the tools and support to build meaningful health and welfare benefits plans without complexity. With offerings through BeneCo™ of Wisconsin, Inc., we help you select and structure plans based on your company size, goals and employee needs, then manage the process from design to delivery.
Wisconsin employers get a fully tailored solution backed by local service, deep benefits expertise and an HCM platform built to simplify administration.
Connect & Simplify offers local expertise and personalized support without the runaround of call centers. Our team works directly with you to create flexible benefits plans managed through an easy-to-use HCM platform.
Key Advantages:
A complete health and welfare benefits plan combines essential coverage with optional add-ons, giving employers the flexibility to support a wide range of employee needs. Plans can be customized to reflect your budget, workforce demographics and long-term goals.
Typical plan components include:
| Category | Examples |
|---|---|
| Core Coverage | Medical, dental, vision, life/AD&D and disability (short-and long-term) |
| Tax-Advantaged Accounts | HSAs, FSAs and HRAs |
| Supplemental Insurance | Accident, cancer and critical illness |
| Mental & Behavioral Health | EAPs, counseling services and psychiatric coverage |
| Wellness & Preventive Care | Health screenings, vaccinations, smoking cessation and fitness programs |
Connect & Simplify helps you evaluate which benefits matter most to your workforce and builds a plan that balances value, simplicity and compliance.
Voluntary benefits give employees the freedom to customize their coverage beyond core offerings. Benefit add-on options often come with affordable group rates, low participation thresholds and simplified enrollment without increasing employer costs.
Connect & Simplify helps you manage voluntary health and welfare benefits in one place through our HCM platform, providing your team with more choice and your business with less to manage.
This podcast was recorded at Connect & Simplify™ HQ in Brookfield, Wisconsin. We help hundreds of state-wide businesses with employee health and welfare benefits plans. For many businesses in the 50-250 employee range, Connect & Simplify™ is a profitable or more effective alternative to full-time employees dedicating all or some of their time to managing the chaotic and complex problems of health and welfare benefits plans. Contact us for a FREE consultation.
Designing the perfect employee health and welfare benefits plans can make a difference in retaining top talent and promoting a stable workforce in your Wisconsin business. No matter if you’re currently offering health insurance plans to your employees or are looking for help getting started, Connect & Simplify™’s subject matter experts make designing effective benefits packages for your staff easy. We get to know your business and provide a tailored experience for handling your employee group health plans. From common health insurance offerings to supplemental packages like critical illness plans or Health Savings Accounts (HSAs), insource your employee health benefits to local experts.
This week Roger Fuerstenau is again joined by subject matter expert Timothy Pachowitz to discuss health insurance. What types of health insurance plans are there? What do you do if you need health benefits plans for your Wisconsin company? Are you looking to make a change to your health insurance plan? See what we do and how The Benefit Companies, Inc.™ and Connect & Simplify™ can help solve your employee health benefits pain points.
For fully insured health plans, employers usually pay nothing for plan design when commissionable products are used. The insurance company covers design costs through paid premiums.
For self-funded plans, consulting fees depend on the number of employees and project complexity. A full design and implementation analysis often ranges from $10,000 for companies with 25 to 50 employees, $20,000 for 50 to 100 employees and $35,000 for 100 to 250 employees.
A typical health and welfare benefits plan includes medical, dental and vision coverage, along with life insurance, disability protection and access to health savings or reimbursement accounts. Many plans also offer mental health resources, wellness services and optional voluntary coverage to meet employee needs.
Employers often work with a third-party partner like Connect and Simplify to manage their benefits program. We handle plan design, setup and ongoing support while providing a single platform for enrollment, communication and compliance tracking.
Yes. Many employers offer voluntary benefits as part of a larger health and welfare package. Voluntary benefits are optional, paid by employees and can include products like accident insurance, critical illness coverage and additional life insurance.
Though offering health and welfare benefits is not required for every small business, many choose to do so to stay competitive, attract qualified employees and reduce turnover. Employers with 50 or more full-time employees may be subject to federal coverage mandates.
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